Wednesday, January 2, 2013

Savings & Couponing Plan 2013

We plan on saving $$ this year by dividing up couponing responsibilities, hubby does most of the cutting and I do the organizing & matching.  To keep up with our savings and remain motivated I make up 14 envelopes (one per month, 2 for November and December) and write down savings from each receipt which is then filed in that months envelope.  We are also paying off credit cards by transferring balances onto zero percent card + cards that have advantages (miles, x-tra coupons, etc) will be used but paid off immediately so we glean the advantages but incur no additional debt.
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